.neg-page{background:var(--color-bg-platinum)}.neg-intro{text-align:center;flex-direction:column;grid-area:1/1;align-items:center;display:flex}.neg-intro .offer-hero-title{text-align:center;margin-bottom:16px;font-size:clamp(2.4rem,4.4vw,3.5rem);font-weight:600}.neg-intro .offer-hero-desc{text-align:center;max-width:560px;margin:0 auto}@media (max-width:1024px){.neg-intro{order:1;grid-area:auto}}.neg-hero-stat{background:#fff;border:1px solid #0000000f;border-radius:14px;align-items:center;gap:16px;margin-top:28px;padding:14px 22px;display:inline-flex;box-shadow:0 8px 28px #0000000d}.neg-stat-number{font-family:var(--font-accent);color:var(--color-accent-navy);border-right:1px solid #0000001a;padding-right:16px;font-size:clamp(2rem,3.2vw,2.5rem);font-weight:700;line-height:1}.neg-stat-label{color:var(--color-text-muted);text-align:left;max-width:168px;font-size:.82rem;font-weight:500;line-height:1.4}.neg-layout{padding-top:calc(var(--header-height) + 56px);grid-template-columns:minmax(0,1fr) 440px;align-items:start;gap:52px 56px;padding-bottom:88px;display:grid}@media (max-width:1024px){.neg-layout{padding-top:calc(var(--header-height) + 32px);grid-template-columns:1fr;row-gap:40px;padding-bottom:64px}}.neg-content-col{flex-direction:column;grid-area:2/1;gap:52px;min-width:0;display:flex}@media (max-width:1024px){.neg-content-col{order:3;grid-area:auto;gap:44px}}.neg-block-title{font-family:var(--font-accent);color:var(--color-text-primary);margin-bottom:24px;font-size:clamp(1.45rem,2.4vw,1.9rem);font-weight:600;line-height:1.15}.neg-benefits{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}@media (max-width:640px){.neg-benefits{grid-template-columns:1fr}}.neg-benefit{background:#fff;border:1px solid #0000000f;border-radius:14px;align-items:flex-start;gap:14px;padding:22px 20px;transition:box-shadow .25s,transform .25s;display:flex}.neg-benefit:hover{transform:translateY(-2px);box-shadow:0 8px 28px #00000012}.neg-benefit h4{color:var(--color-text-primary);margin-bottom:4px;font-size:.92rem;font-weight:600}.neg-benefit p{color:var(--color-text-muted);margin:0;font-size:.82rem;line-height:1.5}.neg-benefit-icon{width:40px;height:40px;color:var(--color-accent-navy);background:#1e398414;border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;display:flex}.neg-steps{flex-direction:column;gap:12px;display:flex}.neg-step{align-items:flex-start;gap:16px;padding:14px 2px;display:flex;position:relative}.neg-step:not(:last-child):after{content:"";background:var(--color-accent-navy);z-index:0;width:2px;height:calc(100% + 12px);position:absolute;top:31px;left:18px}.neg-step-num{z-index:1;background:var(--color-accent-navy);color:#fff;width:34px;height:34px;font-family:var(--font-accent);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:.95rem;font-weight:700;display:flex;position:relative}.neg-step-text h4{color:var(--color-text-primary);margin-bottom:3px;font-size:.98rem;font-weight:600}.neg-step-text p{color:var(--color-text-muted);margin:0;font-size:.88rem;line-height:1.6}.neg-text-body p{color:var(--color-text-muted);margin-bottom:1rem;font-size:.97rem;line-height:1.8}.neg-text-body p:last-child{margin-bottom:0}.neg-accordion{border-top:1px solid #00000014}.neg-accordion-item{border-bottom:1px solid #00000014}.neg-accordion-trigger{cursor:pointer;text-align:left;width:100%;font-family:var(--font-primary);color:var(--color-text-primary);background:0 0;border:none;justify-content:space-between;align-items:center;gap:20px;padding:20px 0;font-size:1.02rem;font-weight:600;line-height:1.4;transition:color .2s;display:flex}.neg-accordion-trigger:hover{color:var(--color-accent-navy)}.neg-accordion-icon{color:var(--color-text-muted);flex-shrink:0;transition:transform .28s cubic-bezier(.16,1,.3,1)}.neg-accordion-icon--open{color:var(--color-accent-navy);transform:rotate(45deg)}.neg-accordion-body{overflow:hidden}.neg-accordion-body p{color:var(--color-text-muted);margin:0;padding-bottom:20px;font-size:.95rem;line-height:1.75}.neg-form-col{top:var(--sticky-offset);grid-area:1/2/span 2;align-self:start;position:sticky}@media (max-width:1024px){.neg-form-col{order:2;grid-area:auto;width:100%;max-width:540px;margin:0 auto;position:static}}.neg-form-card{background:#fff;border:1px solid #0000000f;border-radius:20px;box-shadow:0 10px 40px #0000000d}.neg-form-card-header{padding:30px 30px 0}.neg-form-card-title{font-family:var(--font-accent);color:var(--color-text-primary);margin-bottom:6px;font-size:1.35rem;font-weight:600;line-height:1.2}.neg-form-card-desc{color:var(--color-text-muted);font-size:.9rem;line-height:1.55}.neg-form-card-body{max-height:calc(100vh - var(--sticky-offset) - 150px);scrollbar-width:thin;scrollbar-color:#0000001a #0000;padding:22px 30px 30px;overflow-y:auto}@media (max-width:1024px){.neg-form-card-body{max-height:none;overflow-y:visible}}.neg-form-card .fc-modal__phone-field{gap:10px}.neg-form-card .fc-modal__prefix{color:var(--color-text-primary);background:#fff;border:1px solid #0000001f;border-radius:10px;padding:0 14px;font-size:.9rem;font-weight:600}.neg-form-card .fc-modal__prefix:hover{background:#fff;border-color:#0000001f}.neg-form-card .fc-modal__input{color:var(--color-text-primary);background:#fff;border:1px solid #0000001f;border-radius:10px;padding:12px 14px;font-size:.9rem}.neg-form-card .fc-modal__input::placeholder{color:#03040552}.neg-form-card .fc-modal__input:focus{border-color:var(--color-accent-navy);background:#fff}.neg-dropzone{cursor:pointer;text-align:left;background:#fafafa;border:1.5px dashed #00000029;border-radius:10px;flex-direction:row;align-items:center;gap:12px;padding:11px 14px;transition:border-color .2s,background .2s;display:flex;position:relative}.neg-dropzone:hover{border-color:var(--color-accent-navy);background:#1e398405}.neg-dropzone--active{border-color:var(--color-accent-navy);background:#1e39840a}.neg-dropzone-icon{width:32px;height:32px;color:var(--color-accent-navy);background:#1e398414;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;display:flex}.neg-dropzone-text{flex-direction:column;gap:2px;min-width:0;display:flex}.neg-dropzone-title{color:var(--color-text-primary);white-space:nowrap;text-overflow:ellipsis;font-size:.8rem;font-weight:600;overflow:hidden}.neg-dropzone-title span{color:var(--color-accent-navy);text-underline-offset:2px;text-decoration:underline}.neg-dropzone-hint{color:var(--color-text-muted);white-space:nowrap;text-overflow:ellipsis;font-size:.7rem;overflow:hidden}.neg-file-list{flex-direction:column;gap:5px;margin-top:8px;display:flex}.neg-file-item{background:#1e39840d;border:1px solid #1e39841a;border-radius:9px;align-items:center;gap:8px;padding:8px 10px;display:flex}.neg-file-info{flex:1;min-width:0}.neg-file-name{color:var(--color-text-primary);white-space:nowrap;text-overflow:ellipsis;font-size:.8rem;font-weight:600;overflow:hidden}.neg-file-size{color:var(--color-text-muted);font-size:.7rem}.neg-file-remove{cursor:pointer;width:20px;height:20px;color:var(--color-text-muted);background:#0000000f;border:none;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;transition:background .15s,color .15s;display:flex}.neg-file-remove:hover{color:#c0392b;background:#dc32321f}.neg-success{text-align:center;background:#fff;border:1px solid #0000000f;border-radius:20px;flex-direction:column;align-items:center;padding:44px 28px;display:flex;box-shadow:0 10px 40px #0000000d}.neg-success h3{font-family:var(--font-accent);color:var(--color-text-primary);margin-bottom:10px;font-size:1.4rem;font-weight:600}.neg-success p{color:var(--color-text-muted);max-width:300px;font-size:.9rem;line-height:1.6}.neg-success-icon{width:56px;height:56px;color:var(--color-accent-navy);background:#1e398414;border-radius:50%;justify-content:center;align-items:center;margin-bottom:1rem;display:flex}